home loan

Home Loans in 2025: What Property Buyers Need to Know

Home Loans in 2025: What Property Buyers Need to Know

Why Home Loans in 2025 Matter More Than Ever Let’s be honest—buying property, especially in a buzzing market like Delhi NCR, is a big deal. And for most people, it’s impossible without a home loan. Whether you’re eyeing a swanky apartment in Noida, a builder floor in Gurugram, or a compact 2BHK in Ghaziabad, understanding how home loans work in 2025 can help you save money, reduce stress, and...

RBI offers Choice of interest type: Relief for home loans borrowers

RBI offers Choice of interest type: Relief for home loans borrowers

The Reserve Bank has just rolled out a helpful plan to assist those dealing with high interest rates. If you have a home loan, auto loan, or any other type of loan, you'll soon have the option to switch from uncertain floating interest rates to stable fixed rates. This switch could provide some relief to borrowers facing financial uncertainty. The plan was introduced by Reserve Bank Governor Shaktikanta...

Impact of rising home loan interest rates on real estate demand in India

Impact of rising home loan interest rates on real estate demand in India

After a recent repo-rate increase by the Reserve Bank of India, many banks and NBFCs haverevised their home loan interest rates resulting in an overall hike. The move has come outwith a hike in the RPLR and MCLR of top lenders like HDFC, PNB and ICICI Bank. This willresult in an increase in the home loan EMIs for new as well as existing borrowers. As a matter of course, these hikes will definitely have...

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